Monday, July 23, 2012

HOME SWEET SECOND HOME


Sometimes a vacation can be so good that it makes you want to move to your vacation destination permanently — or at least visit more often. If your recent getaway has you thinking about buying a second home, consider these pointers from Frontdoor.com and CNN Money before taking the plunge.
      Ultimately, your lifestyle will determine the kind of second home you buy. How much time will you spend in your second home? A few weeks a year? Are you looking for a weekend getaway? Be realistic: Consider how long it takes to travel there and how often you’ll really be using it.
      Will you rent it out when you’re not there? Homeowners who rent out their home for fewer than 15 days a year don’t have to pay taxes on rental income — rental expenses, however, aren’t deductible (and vice versa). Whether or not you choose to rent it out, it’s important to add in extra costs, such as maintenance and insurance — which will be higher in risky weather areas, such as beach properties — and then decide whether the upkeep and costs still fit within your budget.
      Know the rules of renting. Some towns don’t allow short-term rentals, so make sure your chosen locale does, and read up on
landlord laws for tenants. If your home will be primarily for rental income, opt for a family-friendly home in a popular location with easy access to airports or other modes of transportation for a more desirable rental option.
      Last, consider long-term goals when choosing a second home. If you’re thinking of the home as a good place to retire, it’s important to check out local hospitals and other resources, and factor in costs associated with making a home compatible with senior living.

Monday, July 16, 2012

Noise Control

For many homeowners, the days of hearing the neighbor’s radio through paper-thin walls are gone. But noise can still be a problem, even under your own roof. Lower the decibel level in your abode with some ideas from TLC.
     First, find out how sound travels in your home with one simple step. Turn off the lights in one room while leaving the rest of the lights on in surrounding rooms and look for any light that’s peeking through the walls. If light can travel through, so can sound. Use acoustical caulk, available from most hardware stores, to seal off these hidden cracks between walls, ceilings and floors. Put carpet or rugs on higher-level rooms to reduce the noise traveling to lower floors.
     To help reduce noise in other rooms, in-wall insulation can help, but it requires cutting holes in the walls. For an easier fix, buy wall coverings that have soundproofing capabilities and repaint them to match your décor, or hang noise-control curtains in the room. The most time- and cost-intensive fix — but also one of the most effective — is to replace standard windows with double-paned ones, which greatly reduce noise.
     Don’t forget the outdoors. Block off sounds from the street by placing heavy shrubbery and evergreens with large leaves near doors and windows. And consider ornamental fountains for a more welcoming sound.

Monday, July 9, 2012

PLAY ZONE


School’s out, and it’s no surprise your kids are clamoring to stay outdoors. Keep them safe and close to home by building an outdoor play area.
     Start by asking your kids what they envision. Do they want a nature area with a garden or bug observation station, or perhaps a building area with toy blocks and a table? Swing sets, slides, play towers and the like are the most popular choices for play areas, and you don’t have to have a huge yard to accommodate them. If you want to include this kind of play equipment, be sure to consider size, materials, components, price and safety features before buying.
     Once you’ve decided what you want to include in the play area, assess your yard for the ideal location. Choose a large, level area in your backyard, and remove any rocks or roots so there’s little chance of tripping on uneven ground. Consider placing the play area underneath big trees for extra protection from
the sun. Then, prep the play area: Dig up the dirt or grass and refill the play zone with a protective surface such as mulch, sand or shredded rubber at least three inches deep to minimize injury if a child falls.
     Install bender board (landscaping border material) on the outskirts of the play area to ensure the filling stays put. Depending on how old your kids are, consider adding a fence around the border of the play area for added safety, and keep it free of obstacles (like rocks or lawn chairs) at least six feet around each edge.

Keep in mind that not all play areas need to look and feel like a playground. Kids can have just as much fun weatherproof chalkboards, a basin of water with toy boats to race, or even cardboard boxes in different sizes.

Friday, July 6, 2012

NOISE CONTROL

For many homeowners, the days of hearing the neighbor’s radio through paper-thin walls are gone. But noise can still be a problem, even under your own roof. Lower the decibel level in your abode with some ideas from TLC.
     First, find out how sound travels in your home with one simple step. Turn off the lights in one room while leaving the rest of the lights on in surrounding rooms and look for any light that’s peeking through the walls. If light can travel through, so can sound. Use acoustical caulk, available from most hardware stores, to seal off these hidden cracks between walls, ceilings and floors. Put carpet or rugs on higher-level rooms to reduce the noise traveling to lower floors.
     To help reduce noise in other rooms, in-wall insulation can help, but it requires cutting holes in the walls. For an easier fix, buy wall coverings that have soundproofing capabilities and repaint them to match your décor, or hang noise-control curtains in the room. The most time- and cost-intensive fix — but also one of the most effective — is to replace standard windows with double-paned ones, which greatly reduce noise.
     Don’t forget the outdoors. Block off sounds from the street by placing heavy shrubbery and evergreens with large leaves near doors and windows. And consider ornamental fountains for a more welcoming sound.

Monday, July 2, 2012


Home Sweet Second Home


Sometimes a vacation can be so good that it makes you want to move to your vacation destination permanently — or at least visit more often. If your recent getaway has you thinking about buying a second home, consider these pointers from Frontdoor.com and CNN Money before taking the plunge.
      Ultimately, your lifestyle will determine the kind of second home you buy. How much time will you spend in your second home? A few weeks a year? Are you looking for a weekend getaway? Be realistic: Consider how long it takes to travel there and how often you’ll really be using it.
      Will you rent it out when you’re not there? Homeowners who rent out their home for fewer than 15 days a year don’t have to pay taxes on rental income — rental expenses, however, aren’t deductible (and vice versa). Whether or not you choose to rent it out, it’s important to add in extra costs, such as maintenance and insurance — which will be higher in risky weather areas, such as beach properties — and then decide whether the upkeep and costs still fit within your budget.
      Know the rules of renting. Some towns don’t allow short-term rentals, so make sure your chosen locale does, and read up on
landlord laws for tenants. If your home will be primarily for rental income, opt for a family-friendly home in a popular location with easy access to airports or other modes of transportation for a more desirable rental option.
      Last, consider long-term goals when choosing a second home. If you’re thinking of the home as a good place to retire, it’s important to check out local hospitals and other resources, and factor in costs associated with making a home compatible with senior living.